Payments | Barclays US (2025)

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  • Help Center Payments | Barclays US (2)
  • FAQs Payments | Barclays US (3)
  • Payments
  • What are my options to make a payment?

    There are several options to make a payment.

    1. Use the Barclays US App to make a payment
    2. Pay online via your Barclays online account
    3. Call 1-877-523-0478
    4. Mail your payment to the address on your statement:

    Credit Card payments
    P.O. Box 13337
    Philadelphia, PA 19191

    Or

    Card Services
    P.O. Box 60517
    City of Industry, CA 91716

    Please allow 7-10 days for USPS delivery.

  • How can I pay my bill online?

    You'll need to set up a payment account before paying your bill online. To do so, select Bank accounts from the Your profile menu. Then, select Add a bank account and provide your information.

    After your payment account is set up, select Make a payment from the Payments menu. From here, you can make a single payment or sign up for Automatic monthly payments.

    You can also set up a payment account and make payments in the Barclays US App. Tap the Profile icon at the bottom then select Bank accounts. You can also select the Payments icon at the bottom (or select an account and tap on View Payments) then scroll down and select Manage bank accounts.

  • How can I edit or cancel a scheduled online payment?

    In the Barclays US App, tap the Payments icon at the bottom then select Payment Activity to modify or cancel your scheduled payments. You can also select an account and tap on Payment Activity from the Payments menu or use the hamburger menu to select Payments.

    On the website, select Payment Activity from the Payments menu and click on the modify or cancel link from the payment you want to edit or cancel. You can edit or cancel a scheduled payment until 7:00 pm ET on the scheduled payment date.

  • How do I make a payment to avoid a late fee?

    To avoid a late fee, make your monthly payment by your due date. You can:

    oPay from the Barclays US App or BarclaysUS.com before 11:59 pm ET. If your payment reaches us after 7:00 pm ET, you may see a late fee, but we’ll reverse it automatically when the payment posts in one or two days.

    oCall the number on the back of your card and pay before 11:59 pm ET.

    oMail us a check or money order that we receive before 5:00 pm local time.

  • Can I use multiple bank accounts to make payments?

    Yes. Go to Bank Accounts from the Your profile menu. Then, you can add, edit and delete your bank account details. You can also add a bank account by selecting the Make a Payment option in the Payments menu.

    Additionally, you can set up a payment account and make payments in the Barclays US App. Tap the Profile icon at the bottom and select Bank accounts (you can also tap the Payments icon at the bottom or select an account and tap on View Payments) then scroll down and select Manage bank accounts.

  • I pay some of my bills automatically with my Barclays account. What do I need to do to ensure my bills are paid once I receive my new account number?

    As soon as you receive your new account number, contact any auto-bill payment merchants to let them know your account number has changed.

  • Where can I mail my credit card payment?

    Mail your payment to the address on your statement:

    Credit Card payments

    P.O. Box 13337

    Philadelphia, PA 19191

    Or

    Card Services

    P.O. Box 60517

    City of Industry, CA 91716

    Please allow 7-10 days for USPS delivery.

  • I want to make a Credit Card payment using my bank's phone or online banking service. What bank details do I need to provide?

    Please contact your financial institution directly for payment assistance.

  • Do I still need to make a payment if my Barclays account is enrolled in the SCRA benefits?

    Yes. You are still required to make payments on accounts enrolled in SCRA benefits.

  • How can I change my payment due date?

    Log in to your account and click Change payment due date from the Services menu.

    Note: Changing your payment due date will not affect any payments currently due. Please continue to monitor your statements to confirm when payments are due and to avoid late fees.

  • How do I avoid paying interest?

    You can avoid paying interest on purchases if you pay your Statement Balance in full by the Payment Due Date, every month.

  • What are Automatic Payments?

    Enroll inAutoPay to automatically pay the amount you specify from your checking or savings account each month. It's an easy way to make payments on time, every time.

    To enroll inAutoPay in the Barclays US App, log in to your account and tap on the Payments icon at the bottom (or select an account and tap on View Payments or use the hamburger menu and select Payments) then select AutoPay at the top.

    You can also enroll online. SelectAutoPay from the Payments menu on your account homepage then choose your preferences. You can scheduleAutomatic Payments up to 10 days before your payment due date.

  • How much can I pay with Automatic Payments?

    You have a choice. You can pay:

    oYour Minimum Due

    oYour Statement Balance

    oOr an amount of your choosing

    If you would like to enroll in AutoPay, please take the following steps:

    1. Go to the Barclays website

    2. Select account summary

    3. Under the Payments tab selectAutoPay

    From there you’ll be able to set up your Automatic Payment schedule, manage your accounts and transactions.

    You can also manage yourAutomatic Payments in the Barclays US App. Log in and tap on the Payments icon at the bottom (or select an account and tap on View Payments or tap the hamburger menu and select Payments) then choose AutoPay at the top.

    You can scheduleAutomatic Payments up to 10 days before your payment due date.

  • Will my Automatic Payment be adjusted each month?

    Your payment amount may change if:

    o Your statement balance, after adjusting for payments made, payments returned, and disputes entered, is less than your scheduled Automatic Payment at the time we process your payment. This will prevent overpayment.

    o Your selected amount is less than your minimum due. Payment will increase to the minimum. This will ensure your account does not go past due and that you remain in good standing.

  • How do I cancel my enrollment in AutoPay?

    To cancel your enrollment in AutoPay, please follow these steps:

    1. Go to your account summary in your Barclays online account

    2. Find the Payments tab and selectAutoPay

    3. Select "Cancel all"

    To cancel your enrollment inAutoPay using the Barclays US App, tap on the Payments icon at the bottom (or select an account and tap on View Payments or tap the hamburger menu and select Payments) then selectAutoPay at the top, scroll down and select Cancel all or Modify all.

  • What does it mean when my payment is scheduled?

    When your payment is scheduled, it means the payment amount and transaction date have been accepted by Barclays and is waiting to be processed. You have until 7:00 pm ET to modify or cancel a scheduled payment. You can do that by selecting Payment Activity from the Payment menu. Then, click the Modify and cancel link for the payments in question.

    In the Barclays US App, tap on the Payments icon at the bottom (or select an account and tap on View Payments or tap on the hamburger menu and choose Payments) then select Payment Activity at the top to modify or cancel scheduled payments.

  • What does it mean when my payment is in process?

    It means the steps for requesting funds from your bank have started. Any in process payment cannot be modified or canceled.

  • What does it mean when my payment is posted?

    When your payment is posted, all processing has been completed. This happens within one or two days after your payment has been credited.

    View Credit Card Posting Timeframes by clickinghere.

  • How do I know if a payment has posted?

    You can confirm your payment has been posted by going to the Payment menu and clicking on Payment activity. If your payment has been posted, you will see “Paid”.

    In the Barclays US App, tap the Payments icon at the bottom (or choose an account and tap on View Payments or tap on the hamburger menu and select Payments) then select Payment Activity at the top.

  • Why will my same day payment not be credited after 7:00 pm on the day of my statement cycle date?

    Your same-day payment will not be credited that day because statement processing has already begun. Barclays will credit your statement the following business day when the new statement cycle is in effect.

  • How can I find out why a payment was returned?

    Please contact your bank directly to learn why your payment was returned.

  • What is my minimum payment amount?

    Your minimum payment is the payment required each billing period to keep your account in good standing. You can find your minimum payment amount on your Monthly Billing Statement.

    You can view your statement in the Barclays US App and online. On the mobile app, log in, select your account and tap the hamburger menu. From there, select Statements and choose the monthly statement you wish to view.

    To view online, log in to your account and select Statements from the Activity & Statements menu.

    Check your Cardmember Agreement to determine how to calculate your minimum payment amount.

  • Why did my minimum payment change?

    Minimum payment due amount can vary each month due to an increase or decrease to your Statement Balance, an increase or decrease to your interest charges or any returned payment or late payment fees assessed. If you have an Easy Pay balance, your monthly Easy Pay payment will also be included in your Minimum Payment Due.

Payments | Barclays US (2025)

FAQs

What is on US payments? ›

An on-us item refers to a check or payment that is deposited or processed by the bank issuing or initiating the payment. Because the transaction remains within a single bank, it is preferred for its lower expenses and added ability to profit from it.

What is Barclays US services? ›

We are a diversified bank with comprehensive UK consumer, corporate and wealth and private banking franchises, a leading investment bank and a strong, specialist US consumer bank. Through these five divisions, we are working together for a better financial future for our customers, clients and communities.

What company is Barclays credit card? ›

A Barclays credit card is a card issued by Barclays, which is a multinational bank based in London. In the U.S., Barclays has issued cards with the brand name “Barclaycard” as well as cards affiliated with major airline, hotel and cruise loyalty programs.

Is Barclays Bank available in the USA? ›

We're Barclays US Consumer bank, a top-tier credit card issuer with a history of innovations. We're partners of America's best brands, delivering award-winning banking products and services that help our customers achieve their financial goals.

What is payment USA? ›

About us. PaymentUSA specializes in the Merchant Processing Industry. We provide the lowest cost, pass-through rates, with customer service that is not often found in today's business ethic. We treat our merchants like friends and pride ourselves in creating long-lasting, mutually beneficial business relationships.

How do I receive payment from the US? ›

You can send cheques or demand drafts to a branch of your bank in India along with a letter containing instructions. This letter will carry details of the relevant account. Your money will be deposited in that account number. You can also remit payment to an Indian bank account through third-party transfer options.

What is Barclays payment services? ›

Through innovative mobile and electronic solutions that integrate fully with your business, Barclays payments services let you and your customers make, receive and track payments domestically and worldwide – swiftly, securely and easily.

Which banks are linked to Barclays? ›

with these other banks in your Barclays app.
  • Bank of Scotland.
  • Halifax.
  • Lloyds.
  • Nationwide.
  • NatWest.
  • RBS.
  • Santander.
May 13, 2024

What is a Barclaycard used for? ›

Barclaycard offers a flexible, all-rounder credit card that you can use for purchases and balance transfers. This single card can cover all your needs, allowing you to transfer debt and make purchases, while benefitting from a 0% interest free period.

Is Barclays a Chase card? ›

Barclaycard is not owned by Chase, and it is not affiliated with any Chase product. Barclaycard is the U.S. credit card division of the UK-based bank Barclays, and both Barclays and Chase are independent, publicly traded companies. However, Chase and Barclays do have a credit card connection.

Is Barclays Bank owned by Wells Fargo? ›

Throughout the 1980s and '90s, Wells Fargo completed a series of acquisitions. In 1986, it acquired Crocker National Bank from Midland Bank. Then, in 1987 it acquired the personal trust business of Bank of America. In 1988, it acquired Barclays Bank of California from Barclays plc.

Is Barclays a good credit card? ›

Barclays is known for its customer service and excellent travel rewards. Partnered with many of the world's leading travel brands including Hawaiian Airlines, JetBlue, Princess Cruises and Wyndham, Barclays offers premium travel rewards.

What is Barclays known for? ›

Barclays Bank plc, which has had a branch presence in India since 1990, has achieved market leading positions in its chosen lines of business that include Corporate Banking & Investment Banking. Barclays has been a Top 5 arranger of domestic debt since 2010 and a Top 3 arranger of offshore bonds in 2012.

How do I contact Barclays US? ›

You can also call us free of charge at the number on the back of your card. If you don't have access to your card, please call Customer Service at 866-928-8598. You can also reach us on Facebook and Twitter.

What are on-us and off-us transactions? ›

A transaction carried out at any other ATM is called an Off-Us transaction. For instance, if a card issued by bank A is used at an ATM of bank A then it is an On-Us transaction; if the card is used at a WLA or at an ATM of any other bank, the transaction is Off-Us.

What is on US check payment? ›

An on-us check is a negotiable item (check) which is drawn on the same bank that it is presented to for payment. For example, a check drawn on Bank of America, presented for deposit at another branch of Bank of America, would be considered an on-us check.

What is the difference between on US and off US checks? ›

In an On Us transaction, the issuing bank and acquiring bank are the same entity. This allows them to profit the most from the transaction and offer pricing at discounted levels from the interchange rates. In contrast, an Off Us transaction is where the issuing bank and acquiring bank are different entities.

What does the term "on us" mean? ›

Onus is a formal or sophisticated way to say "responsibility" or "duty." It sounds a little like the unrelated word owner, so think about the person with onus as owner of the responsibility.

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